"People need banking. Not banks."
- Bill Gates, 1997

We exist to improve the financial well-being of the everyday consumer.


We believe that: 

  • people should never have to pay for managing their own money or for receiving financial advice
  • people should be rewarded for improving their financial health and habits
  • technology can help people maintain control of their finances and make better financial decisions
  • the success of financial institutions today is not aligned with the financial success of their customers


We believe in a better financial future for all.